Analyze & Evaluate Credit Risk, NPA & Recovery Frameworks

Develop the ability to analyze secured lending structures, evaluate credit monitoring systems, interpret NPA classification norms, and assess recovery and restructuring frameworks in banking. This course provides a comprehensive understanding of credit portfolio management from charge creation to debt restructuring. Learners will explore legal modes of creating security interests, drawing power calculation, early warning signals, income recognition standards, asset classification norms, provisioning requirements, and regulatory guidelines on preventing NPA slippage. The course also examines recovery strategies including compromise settlements, Lok Adalat, DRT mechanisms, rehabilitation of sick units, and Corporate Debt Restructuring (CDR). What makes this course unique is its structured progression from preventive credit supervision to advanced recovery and restructuring strategies, aligned with regulatory prudential norms. By completing this course, learners will strengthen their expertise in banking risk management, regulatory compliance, and stressed asset resolution—essential competencies for professionals in banking, finance, and credit administration.