Real Estate Finance & Credit Analysis

Learn how real estate financing works and how lenders evaluate property-backed investments. Build practical skills in real estate credit analysis and financial modeling used in banking and finance roles. This course provides a structured approach to understanding real estate credit and financing models. You will learn how income-generating properties are evaluated, how rental cash flows are analyzed, and how lenders assess risk in property-backed lending. You will explore lease rental discounting (LRD) models, interpret rent rolls, and analyze property financial statements to determine income stability and loan repayment capacity. The course also covers key financial metrics such as Debt Service Coverage Ratio (DSCR) to evaluate creditworthiness. In addition, you will learn how real estate development projects are structured under the develop-and-sell model. You will analyze construction costs, sales projections, and customer payment schedules to evaluate project feasibility and funding requirements. By the end of the course, you will be able to confidently analyze real estate credit opportunities, interpret financial models, and support lending and investment decisions in the real estate sector.