Why we built our own credit ledger instead of using Stripe metered billing

📰 Dev.to · Takayuki Kawazoe

Learn why building a custom credit ledger can be preferable to using Stripe metered billing and how to implement it

intermediate Published 1 May 2026
Action Steps
  1. Evaluate your billing requirements to determine if a custom solution is necessary
  2. Design a database schema to store credit ledger information using a database like Postgres
  3. Implement a system to track and update credit reservations and availability
  4. Develop a mechanism to handle errors and edge cases, such as mid-flight crashes
  5. Integrate your custom credit ledger with your existing billing and payment systems
Who Needs to Know This

Developers and engineers on a team can benefit from understanding the trade-offs between using third-party billing services and building custom solutions, especially when dealing with complex billing scenarios

Key Insight

💡 A custom credit ledger can provide more control and flexibility over complex billing scenarios

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Don't assume third-party billing services meet your needs - consider building a custom credit ledger #billing #architecture
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