Show HN: Small Transfers – charge from 0.000001 USD per request for your SaaS

📰 Hacker News · strnisa

Hi HN, I built Small Transfers , a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed fee to every charge, making charges below 1 USD impractical. - Stripe UBB tracks usage, but you still need to write your own auth, add spending limits, and each merchant charges cards separately (extra fees for customers). *How it works?* - Each merchant has a Small Transfers account linked to their Stripe account via Stripe Connect, which is used to transfer payouts to merchants. - Each customer has a Small Transfers account where we verify them using Google Sign-In, 3-D Secure, and Stripe Radar to minimise the chances of a customer not paying their balance. - Customers allow your service to identify and charge them via platform's own OAuth. This also removes the nee

Published 10 Sept 2025
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