NY Fed Auto 90+DPD at 5.21% vs 5.27% at GFC peak. 2007 was Sub-Prime Mortgage. Is 2026 Auto?

📰 Medium · Data Science

Learn how to analyze economic trends using data science and identify potential risks in the auto loan market

intermediate Published 24 Apr 2026

Action Steps

Analyze historical economic data to identify trends and patterns
Compare current auto loan delinquency rates to peak levels during the Global Financial Crisis
Assess potential risks and losses in the auto loan market
Apply data science techniques to forecast future economic trends
Evaluate the impact of economic trends on banks and credit unions

Who Needs to Know This

Data scientists and analysts can benefit from this information to inform their economic forecasts and risk assessments, while policymakers can use it to make informed decisions

Key Insight

💡 The auto loan market may be at risk of a crisis similar to the subprime mortgage crisis of 2007