I've run a dev agency for 14 years. The coding was never the problem

people hear "business owner" and picture some guy making decisions from a leather chair. the reality is I'm refreshing my bank account waiting for a client payment that's 3 months late so I can make payroll. I'm floating other people's salaries with money I don't have yet. 14 years running a dev agency. the worst feeling is begging for your own money. writing polite emails like "hi, just following up on invoice #247" when what you really want to sa